Add Comment Question: I am currently on Ltd, have been on it four 4.5 years and runs out at 5 years. Does the employer owe me severance pay . I am unable to return to work. Some that when insurance runs out the employer will give me my separation papers. Answer: Possibly, depending on which province you’re in and the nature of your medical evidence. We need additional information from you in order to give you legal advice and recommend the best course of action so please contact us at the number below to book a consultation with someone from our legal team. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.