Can I create a termination policy for commercial drivers that states if they are at fault for 2 claimable accidents we can terminate their employment under " cause for immediate termination" due to increasing insurance premiums and causing risk of insurance cancellation?

Yes you can and it is a good idea. However, it should only be termination for cause if the accidents are relatively close together. If a person had 2 accidents in 10 years, the law will not allow that to be just cause. Your policy should state that after the first accident, the company may impose discipline such as a suspension. I would be happy to help you with the drafting of this and other policies.

Lior Samfiru